Life Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Life Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Life Insurance Information
Aegis Financial Partners, LLC is dedicated to bringing you and your family peace of mind with insurance for the unexpected twists in life.
Why is Life Insurance Important?
In a busy, every-changing world, it’s easy to overlook certain aspects of your life, such as insurance. You may decide to put it off again and again. The important thing to realize is that anything can happen, and most big events happen unexpectedly. In the inevitable worst case, you want to make sure your family is taken care of financially. You don’t want them to be left without your financial support should you pass unexpectedly. Some policies may also include estate planning to help save on taxes and inheritance.
How many Life Insurance Policies can you have?
It’s perfectly legal and sometimes even wise to have more than one life insurance policy. Generally, the amount of life insurance you can purchase should only be up to 25 times your annual income. It’s not uncommon for people to have multiple term life insurance policies. There are different possible coverages available including term life, whole life, universal life, and indexed life insurance.
Whole Life Insurance vs Term Life Insurance
There are two different types of life insurance you can purchase, coined whole life insurance and term life insurance. Term life insurance covers you for a set amount of time. This is useful if, for example, you want coverage until your children are finished with college. Whole life insurance means just what it sounds like and provides coverage for as long as you live.
What Life Insurance do I need?
There’s no real way to determine which policy is better. It all depends on your individual needs. Our agents at Aegis Financial Partners, LLC will listen to your situation and help you find the best policy to protect your family. Call us at 480-565-6483 or get a quote today.
When is Life Insurance Taxable?
When your family receives the life insurance proceeds after your passing, they don’t have to report this income to have it taxed. But any interest that grows under the life insurance policy is taxable.
How We Can Help
Our professionals at Aegis Financial Partners, LLC will help you discover the best life insurance policy that will take care of your family when you’re no longer around to support them. Give us a call at 480-565-6483 now.